A. We provide small and large employers with group health plans, dental, vision, disability and life insurance. We provide individuals with health, dental, life, Medicare advantage and supplemental plans.
Q. How are you different from other brokers?
A. We function as your full-service trusted advisors at no extra cost. We stay current on plan changes, help with pre-authorizations, answer questions about claims, and negotiate on your behalf in claim disputes and if necessary, appeal.
Q. Does it cost me more to use your service?
A. No. Health insurance rates are fixed; all brokers offer coverage at the same price. The one exception is large group health plans; we can sometimes negotiate better rates for our clients. We don’t charge insureds for our services. Like all licensed brokers, we are paid by commission by insurance companies.
Q. What insurance carriers do you represent?
A. We represent all major health insurance companies, as well as all major life, disability, dental and vision carriers. That means we have the freedom to find the best plan for your needs.
Q. Is it necessary to change health plans to utilize your services?
A. No! You do not have to change your plan to benefit from our services. So if your present broker is not providing you with our level of service, contact us today!
Q. Must we wait until our anniversary date to change health plans?
A. Only if you stay with your present insurance company. You may move from one company to another at any time.
Q. Do you offer Section 125 POP or Full Flex Plans?
A. Yes, we can connect you with professionals who can set up these services.
Q. Can you assist with HR, COBRA and payroll services?
A. Yes. We partner with HR, COBRA and payroll companies who can provide you with assistance.
Q. If I have a pre-existing condition can I still get coverage?
A. Yes. Since the Affordable Care Act was passed, you can no longer be denied coverage because of a pre-existing condition.
Q. When I call you, will I get voicemail or a real person?
A. You get a real person. When you call Boelzner & Associates during business hours, skilled professionals are on hand to address your concerns. After hours, when you leave a voicemail, we are notified immediately. Our bilingual experts are available 24-hours a day to ensure you get help when you need it.
Q. How long have you been in business?
A. We’ve served individuals and employers in Southern California’s Coachella Valley since 1983.